Vision

AIFUL Group Long-Term Vision


Currently, the consumer credit industry is a financial system that is indispensable to personal and business consumption, economic activity, and Japan's economic and social development. The AIFUL Group will continue to carry out its mission by developing as a company that cater to consumption and capital requirements.
Our goal is to become the "leading company for comprehensive retail financial services" by delivering goods and services tailored to the needs of our customers.

We engage in business in line with our business philosophy

-Our business philosophy incorporates the course of action/direction that the AIFUL Group will pursue
  permanently.

-In order to realize our business philosophy, we will continue to develop and enhance our products
 and services tailored to the needs of our customers with the aim of becoming an
 comprehensive retail financial services group that enjoys the trust of our customers, whether individuals, corporations, or business owners.

We engage in business in line with the main focus of our business.

-The main focus of our business is risk management. Risk management means achieving a balance
 between profitability, safety, growth, and human resources to allow us to constantly respond to
 environmental changes, so that the company may continue in perpetuity.

-By managing the business in accordance with this focus, our goal is to become the leading
 company for comprehensive retail financial services.

[Basic policy and what we need to do to realise our goal]

To achieve our goal of becoming a leading company for comprehensive retail financial services

A leading company
We aim to be Japan's leading company in the consumer finance field, with the largest number of customers and highest balance maintained.

A unique company
We aim to be a unique company in the credit card field, with a unique on-line settlement model.

A development company
We aim to be a development company in the business feasibility finance field, creating new markets.

A invention company
We aim to be an innovation company in the credit guarantee, factoring, and payment collection services field, developing new products.

A global company
We aim to be a global company that harnesses Japan's know-how and utilizes it for new growth in Asia.