Financial Highlight

Financial Results for the fiscal year ended March 2020

Operating revenue
127.0 billion yen (up 10.2% year on year)
Ordinary profit
1.7 billion yen (down 58.2% year on year)
Profit attributable to owners of parent
1.3 billion yen (down 85.1% year on year)

Operating Revenue

127.0 billion yen (up 10.2% year on year)

Each business including loan business which is the core business of AIFUL Group continued to grow steadily. As a result, operating revenue increased 10.2% year on year to 127.0 billion yen.

Ordinary Profit

1.7 billion yen (down 58.2% year on year)

While operating revenue recorded steady growth, operating profit decreased by 44.6% year on year to 1.6 billion yen, mainly due to 16.9 billion yen in interest repayment-related expenses under operating expenses. As a result, ordinary profit was 1.7 billion yen, a year-on-year decrease of 58.2%.

Profit Attributable to Owners of Parent

1.3 billion yen (down 85.1% year on year)

Profit attributable to owners of parent decreased 85.1% year on year to 1.3 billion yen..

Total assets
860.5 billion yen (up 13.1% year on year)
Net assets
128.9 billion yen (up 0.7% year on year)

Total Assets

860.5 billion yen (up 13.1% year on year)

Mainly due to continues growth at loan business, total assets increased 13.1% year on year to 860.5 billion yen.

Net Assets

128.9 billion yen (up 0.7% year on year)

Mainly due to posting a profit attributable to owners of parent, net assets increased 0.7% year on year to 128.9 billion yen.

ROA
0.2%(down 0.4pt year on year)
ROE
1.1%(down 6.7pt year on year)

ROA

0.2% (down 0.4pt year on year)

As of March 31, 2020, total assets increased 99.9 billion yen from a year earlier to 860.5 billion yen, which was primarily attributable to an increase in operating assets. Meanwhile, ordinary profit declined by 2.3 billion yen year on year to 1.7 billion yen, mainly due to 16.9 billion yen in interest repayment-related expenses. As a result, return on assets (ROA) was 0.2%.

ROE

1.1% (down 6.7pt year on year)

Profit attributable to owners of parent and net assets were 13 million yen and 1289 million yen, respectively, as of March 31, 2020. As a result, return on equity (ROE) was 1.1%.

Trend of Selected Financial Data

17/3 18/3 19/3 20/3
Operating revenue(Millions of yen) 91,450 115,389 115,328 127,038
Ordinary profit(Millions of yen) 7,399 2,823 4,110 1,716
Profit attributable to owners of parent(Millions of yen) 7,276 3,958 9,346 1,390
Total assets(Millions of yen) 616,651 682,645 760,587 860,507
Net assets(Millions of yen) 111,649 119,407 128,016 128,931
EPS(Yen) 15.05 8.18 19.32 2.88
BPS(Yen) 228.94 236.13 256.45 260.53
Funding rate(%) 2.37 1.87 1.64 1.45
Equity ratio(%) 18.0 16.7 16.3 14.6
ROA(%) 1.2 0.4 0.6 0.2
ROE(%) 6.8 3.5 7.8 1.1