Financial Highlight

Financial Results for the Third Quarter of fiscal year ending March 2020

Operating revenue
93.1 billion yen (up 8.3% year on year)
Ordinary profit
12.2 billion yen (up 7.4% year on year)
Profit attributable to owners of parent
11.7 billion yen (up 10.3% year on year)

Operating Revenue

93.1 billion yen (up 8.3% year on year)

Each business including loan business which is the core business of AIFUL Group continued to grow steadily. As a result, operating revenue increased 8.3% year on year to 93.1 billion yen.

Ordinary Profit

12.2 billion yen (up 7.4% year on year)

Operating profit increased 7.4% year on year to 12.2 billion yen.

Profit Attributable to Owners of Parent

11.7 billion yen (up 10.3% year on year)

Profit attributable to owners of parent increased 10.3% year on year to 11.7 billion yen.

Total assets
823.8 billion yen (up 9.8% year on year)
Net assets
139.1 billion yen (up 7.6% year on year)

Total Assets

823.8 billion yen (up 9.8% year on year)

Mainly due to continues growth at loan business, total assets increased 9.8% year on year to 823.8 billion yen.

Net Assets

139.1 billion yen (up 7.6% year on year)

Mainly due to posting a profit attributable to owners of parent, net assets increased 7.6% year on year to 139.1 billion yen.

ROA
1.9%(up 1.3pt year on year)
ROE
11.0%(up 3.2pt year on year)

*ROA・ROE is an estimation for the fiscal year ending March 2020.

ROA

1.9% (E) (up 1.3pt year on year)

At the end of the 3rd quarter of the consolidated fiscal year ending March 31, 2020, we expect ordinary profit of 15.4 billion yen and total assets of 833.4 billion yen for the fiscal year. Consequently, ROA is projected to mark 1.9%.

ROE

11.0% (E) (up 3.2pt year on year)

At the end of the 3rd quarter of the consolidated fiscal year ending March 31, 2020, we expect profit attributable to owners of parent of 14.4 billion yen and net assets of 140.7 billion yen for the fiscal year. Consequently, ROE is projected to mark 11.0%.

Trend of Selected Financial Data

16/3 17/3 18/3 19/3
Operating revenue(Millions of yen) 87,708 91,450 115,389 115,328
Ordinary profit(Millions of yen) 6,860 7,399 2,823 4,110
Profit attributable to owners of parent(Millions of yen) 7,044 7,276 3,958 9,346
Total assets(Millions of yen) 567,514 616,651 682,645 760,587
Net assets(Millions of yen) 104,250 111,649 119,407 128,016
EPS(Yen) 14.59 15.05 8.18 19.32
BPS(Yen) 214.16 228.94 236.13 256.45
Funding rate(%) 2.77 2.37 1.87 1.64
Equity ratio(%) 18.2 18.0 16.7 16.3
ROA(%) 1.2 1.2 0.4 0.6
ROE(%) 7.0 6.8 3.5 7.8