Management System

Corporate Philosophy

Earn the trust of society through corporate activity based in integrity

Corporate governance

The AIFUL Group understands that a key objective of corporate governance is to achieve corporate management with transparency, impartiality, and efficiency by conducting corporate activities premised on compliance in accordance with our management philosophy of “Earn the trust of society through corporate activity based in integrity” to contribute to the development of the economy and society and thereby to gain the trust of society, including its stakeholders.


In an effort to meet the expectations of all stakeholders, we have set out the AIFUL Compliance Code of Conduct, which, together with our corporate philosophy, comprises our action guidelines. The AIFUL Compliance Code of Conduct describes our “relationship with society” and “initiatives in environmental issues” in greater detail.

Excerpt from AIFUL Compliance Code of Conduct
We will observe laws, Company rules, and standards of public decency, strive to be a good member of society, and take pride in contributing to society.

(Relationship with society)

  • ・In order to meet community expectations and requests with an awareness that we are members of society, we will humbly listen to public opinion and conduct consumer education and awareness-raising activities in an effort to develop alongside society.

  • ・We will actively strive to deepen our interactions with local communities and contribute to them.

  • ・In the event of large-scale natural disasters affecting entire regions, we will engage ourselves in supporting the afflicted areas through lifesaving activities and restoration support.

(Environmental initiatives)

  • ・We will be environmentally conscious in carrying out business activities.

  • ・We will endeavor to reduce waste and recycle.

  • ・We will voluntarily work to conserve the environment in our business activities.

Compliance hotline

We have established a corporate ethics hotline within the Internal Control Department so as to be able to swiftly take every possible measure.

Compliance Education

Compliance study sessions are held for all employees in order to deepen their knowledge of various internal regulations and laws.

  • ・Regulations Regarding Restrictions on Interest and Guarantee Fees

  • ・Regulations for Prevention of Damage by Anti-Social Forces

  • ・Regulations on Confirmation at the Time of Transaction and Notification of Suspicious Transactions

  • ・Regulations on Payment of Overpayment

  • ・Personal Information Protection Regulations

  • ・Regulations on Handling Advertisement

  • ・Regulations on Prohibited Acts

  • ・Regulations for Prevention of Insider Trading